SIP Return Calculator
| Year | Invested (₹) | Est. Returns (₹) | Total Value (₹) |
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The results shown by this calculator are hypothetical and for illustrative purposes only. They are based on a constant rate of return and do not reflect actual investment performance.
Actual returns from mutual fund SIPs vary based on market conditions, fund selection, expense ratios, exit loads, applicable taxes, and other factors. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
This calculator does not constitute financial advice, investment advice, or any form of professional advisory. Peacock Wealth Management is a AMFI-Registered Mutual Fund Distributor (ARN: 358407). All investment decisions should be made in consultation with a qualified financial advisor based on your individual circumstances.
What is a Systematic Investment Plan?
A Systematic Investment Plan (SIP) is a disciplined investment method that allows you to invest a fixed amount regularly — typically monthly — into a mutual fund scheme of your choice. Rather than trying to time the market with a lump sum, SIP spreads your investment across time, capturing different price points and averaging your cost of acquisition.
SIPs are one of the most powerful wealth-building tools for individual investors because they harness two fundamental financial principles: rupee-cost averaging and the power of compounding. Small, consistent amounts invested over long periods can grow into significant wealth.
Example: If you invest ₹10,000 per month for 10 years at an assumed 12% annual return, your total invested amount would be ₹12,00,000. The estimated corpus at the end of 10 years would be approximately ₹23.23 lakhs — meaning your money would have grown by approximately ₹11.23 lakhs through compounding alone.
The longer you stay invested, the more powerful compounding becomes. This is why starting early — even with small amounts — is consistently more effective than starting late with larger amounts.
Turn your SIP plan
into a real investment.
Our advisors will help you choose the right fund, structure, and SIP amount for your goals.
For Illustrative Purposes Only: The SIP Calculator on this page is a mathematical tool designed to help users understand the potential impact of regular investing. The results generated are hypothetical estimates based on user-entered inputs and do not represent actual fund performance, guaranteed returns, or financial projections.
No Guarantee of Returns: Mutual fund investments are subject to market risks. Returns are not guaranteed and will vary based on market conditions, fund selection, expense ratios, exit loads, and other factors. Past performance is not indicative of future results. The assumed rates of return used in this calculator may not reflect actual market conditions.
Not Financial Advice: This calculator and the information on this page do not constitute financial advice, investment recommendations, or any form of regulated advisory. Peacock Wealth Management is a AMFI-Registered Mutual Fund Distributor (ARN: 358407) (Registration No. as applicable). This tool is provided purely for educational and planning purposes.
Tax Considerations: This calculator does not account for applicable taxes, including but not limited to Short-Term Capital Gains (STCG) tax, Long-Term Capital Gains (LTCG) tax, Securities Transaction Tax (STT), Dividend Distribution Tax, or any applicable surcharges and cess. Tax implications will affect actual returns. Please consult a tax advisor for personal tax planning.
Consult a Professional: Before making any investment decisions, please consult a AMFI-Registered Mutual Fund Distributor (ARN: 358407) who can assess your individual financial situation, risk tolerance, investment objectives, and time horizon. All investments should be made after reading all scheme-related documents including the Scheme Information Document (SID) and Key Information Memorandum (KIM).
Peacock Wealth Management Pvt. Ltd. | AMFI-Registered Mutual Fund Distributor (ARN: 358407) | Kilpauk, Chennai — 600010 | info@peacock.org.in | +91 93639 63411