PEACOCK WEALTH MANAGEMENT PRIVATE LIMITED (CIN: U70200TN2025PTC183556) recognises that the information you share with us is personal, sensitive, and placed in our care under a relationship of trust. This Privacy Policy is issued in compliance with the Information Technology Act, 2000, IT (SPDI) Rules, 2011, and the Digital Personal Data Protection Act, 2023 (DPDPA).
This policy applies to all interactions with Peacock Wealth Management — through our website, advisory services, communications, and any other touchpoints where your personal information is shared with us.
Legal Identity & Company Registration
PEACOCK WEALTH MANAGEMENT PRIVATE LIMITED (CIN: U70200TN2025PTC183556) is incorporated under the Companies Act, 2013, providing financial planning, investment advisory, wealth management, tax consultancy, and management consultancy services. PAN: AAQCP1061R | TAN: CHEP29387B | GSTIN: 33AAQCP1061R1ZW | Udyam: UDYAM-TN-02-0428530 | ESIC: 51002625110001017.
This Privacy Policy is published in compliance with the Information Technology Act, 2000, the IT (SPDI) Rules, 2011, and the Digital Personal Data Protection Act, 2023 (DPDPA). The Grievance Officer is Karthikeyan, Managing Director (DIN: 11224872).
| Document / Certificate | Issuing Authority | Reference Number |
|---|---|---|
| Certificate of Incorporation | MCA – Central Registration Centre | CIN: U70200TN2025PTC183556 |
| PAN (Company e-PAN) | Income Tax Dept., Govt. of India | AAQCP1061R |
| TAN | Income Tax Dept., Govt. of India | CHEP29387B |
| GST Registration (REG-06) | GST Authority – Kilpauk, Tamil Nadu | 33AAQCP1061R1ZW |
| Udyam / MSME Registration | MSME Ministry, Govt. of India | UDYAM-TN-02-0428530 |
| ESIC Registration | ESI Corporation, Chennai Regional Office | 51002625110001017 |
Personal Data We Collect
We collect personal data necessary to provide our services and comply with regulatory requirements (SEBI, RBI, PMLA 2002, Income Tax Act 1961, Companies Act 2013). We do not collect data beyond what is reasonably necessary for these purposes.
- Identity: Name, date of birth, PAN, Aadhaar, passport details — collected directly from you during onboarding and KYC process.
- Contact: Address, mobile number, email address — provided via forms, contact submissions, or advisory conversations.
- Financial: Income details, investment portfolio, bank and DEMAT account details — collected directly from you during the advisory engagement.
- KYC Documents: As required under SEBI, RBI and PMLA regulations; CKYC number, depository participant details — collected for investment advisory compliance.
- Tax Data: ITRs, Form 16/16A, capital gains statements — provided by you for tax consultancy services.
- Website Usage: IP address, browser type, pages visited, cookies — collected automatically via web analytics tools.
- Communications: Emails, call recordings (where consent is obtained) — generated through your communications with our team.
Lawful Basis & Purposes of Processing
We process your personal data on the following lawful bases: Contractual necessity (to deliver agreed services), Legal obligation (SEBI, RBI, PMLA 2002, Income Tax Act 1961, Companies Act 2013), Consent (marketing and optional data sharing), and Legitimate interest (fraud prevention, internal audit and service improvement).
- Client Onboarding & KYC: Verification of identity and account management as required under SEBI, RBI, and PMLA regulations.
- Advisory Services: Delivering financial planning, investment advisory, tax consultancy and management consultancy tailored to your financial goals.
- Transaction Processing: Processing transactions and maintaining statutory books and records as required under the Companies Act, 2013.
- Regulatory & Tax Reporting: Obligations under GSTIN: 33AAQCP1061R1ZW | PAN: AAQCP1061R | TAN: CHEP29387B.
- Service Communications: Updates, newsletters, and advisory notes — with opt-out available at any time.
- Website Operation: Improving user experience, analysing usage, and operating our online calculators and service pages.
Sharing of Your Information
We do not sell, rent, or trade your personal information to any third party for commercial purposes. We share your information only in the limited circumstances described below.
- Regulatory Authorities: SEBI, RBI, IRDAI, Income Tax Department, GSTN — as required by law and applicable Indian regulations.
- EPFO & ESIC: Employee benefit administration under applicable labour codes (ESIC Code: 51002625110001017).
- Payment Gateways & Banking Partners: For transaction processing, under strict data processing agreements.
- Third-Party Service Providers: Technology, hosting, and CRM partners bound by confidentiality obligations; not permitted to use your data for any independent purpose.
- Legal Orders: Courts and law enforcement under valid legal orders or binding government directives.
- Business Transfers: In the event of a merger or acquisition, subject to the same privacy protections described in this policy.
Data Security
Protecting your personal and financial information is of paramount importance to us. We implement reasonable security practices and procedures as mandated under the IT (Amendment) Act, 2008 and the SPDI Rules, 2011.
Our security measures include, but are not limited to:
- Encryption: Data is encrypted in transit (TLS/HTTPS) and at rest using industry-standard protocols.
- Role-Based Access Controls: Personal data is accessible only to authorised personnel who require it for specific duties; all access is logged and monitored.
- Audit Logging: All access to sensitive client data is logged with timestamps for regular internal review.
- Vulnerability Assessments: Regular security reviews and vulnerability assessments to identify and remediate risks promptly.
- Staff Training: Mandatory data privacy training for all staff covering obligations under DPDPA 2023, IT Act, and SPDI Rules.
- Incident Response: In the event of a data security incident, we will take prompt remedial action and notify affected individuals as required by law.
Cookies & Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your browsing experience and help us understand how our website is used.
| Cookie Type | Purpose | Duration |
|---|---|---|
| Essential Cookies | Required for basic website functionality — cannot be disabled | Session / Persistent |
| Analytics Cookies | Help us understand visitor behaviour and improve our website (e.g., Google Analytics) | Up to 2 years |
| Functional Cookies | Remember your preferences such as calculator inputs and display settings | Up to 1 year |
| Marketing Cookies | Track visitors across websites for advertising purposes — we do not use these by default | Not used |
You can control and delete cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of our website and calculators. For further information about cookies, visit aboutcookies.org.
Data Retention
We retain your personal information for as long as necessary to fulfil the purposes for which it was collected, including to satisfy our legal, regulatory, accounting, and reporting obligations under Indian law.
Specifically:
- KYC & Financial Advisory Records: Minimum 8 years from the date of the last transaction or end of advisory relationship — as required under PMLA 2002 and SEBI regulations.
- Tax & GST Records: 8 years from the end of the relevant assessment year or financial year (GSTIN: 33AAQCP1061R1ZW).
- Client Communications: Minimum 3 years unless a longer period is required by applicable law.
- Employee Records: As required under applicable labour codes and ESIC / EPFO regulations.
- Website Analytics: 12 months; anonymised data may be retained for up to 2 years for improvement purposes.
- Prospective Client Data: Maximum 12 months from first contact, after which it is securely deleted.
When your information is no longer required, we securely delete or anonymise it in accordance with our data disposal procedures.
Your Rights (DPDPA 2023)
As a Data Principal under the Digital Personal Data Protection Act, 2023, you have the following rights with respect to your personal data held by us. We are committed to honouring these rights promptly and without undue delay.
- Right to Access: You have the right to request a summary of personal data processed by us and confirmation of processing activities.
- Right to Correction: You have the right to correct inaccurate or incomplete personal data. We will update our records promptly upon verified request.
- Right to Erasure: You have the right to request deletion of your personal data, subject to legal retention obligations under PMLA, SEBI, and income tax regulations.
- Right to Grievance Redressal: You may raise a formal grievance — acknowledgement within 3 business days; resolution within 30 calendar days.
- Right to Nominate: You may nominate a person to exercise your data rights on your behalf in the event of death or incapacity.
- Right to Withdraw Consent: Where processing is based on consent, you may withdraw it at any time. Withdrawal does not affect the lawfulness of prior processing.
Third-Party Links & Services
Our website may contain links to third-party websites, including regulatory bodies, fund houses, financial platforms, and other service providers. This Privacy Policy applies only to information collected by Peacock Wealth Management. We are not responsible for the privacy practices of third-party websites.
We encourage you to read the privacy policies of any third-party websites you visit through links on our platform. The inclusion of a link does not imply endorsement of the linked website or its privacy practices.
Our website may use third-party services such as Google Analytics (for website analytics) and WhatsApp Business (for client communication). These services have their own privacy policies and data handling practices, which are independent of ours.
Children's Privacy
Our services are intended for adults aged 18 years and above. We do not knowingly collect personal information from individuals under the age of 18. Our website and advisory services are not directed at, marketed to, or designed for use by minors.
If we become aware that we have inadvertently collected personal information from a minor, we will take prompt steps to delete that information from our records. If you believe a minor has provided us with personal information, please contact us immediately at info@peacock.org.in.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or regulatory obligations. When we make material changes, we will:
- Update the "Last Updated" date at the top of this policy
- Notify existing clients via email where the changes are material and affect how we use their information
- Post a prominent notice on our website for a reasonable period following the update
Your continued use of our website or services after any changes to this Privacy Policy constitutes your acceptance of the updated terms. We encourage you to review this policy periodically to stay informed about how we protect your information.
Contact Us
If you have any questions, concerns, or requests relating to this Privacy Policy or the way we handle your personal information, please do not hesitate to contact our Privacy Officer. We are committed to resolving all privacy-related queries promptly and transparently.
For all privacy grievances, data access requests, correction requests, or consent withdrawals — write to us with subject: PRIVACY GRIEVANCE. Acknowledgement within 3 business days; resolution within 30 calendar days.
DIN: 11224872
Kellys, Kilpauk,
Chennai – 600 010, Tamil Nadu
Chennai, Tamil Nadu 600102,India
33AAQCP1061R1ZW