These Terms and Conditions ("Terms") constitute a legally binding agreement between you and Peacock Wealth Management governing your use of our website, distribution services, calculators, educational content, and all other services we provide. By accessing our website or engaging our services, you agree to be bound by these Terms in their entirety.
If you do not agree with any part of these Terms, please discontinue use of our website and services immediately. These Terms should be read alongside our Privacy Policy, Disclaimer, and Grievance Policy.
Acceptance of Terms
By accessing or using the Peacock Wealth Management website (peacockwealthmanagement.com), engaging any of our guidance or financial services, submitting an enquiry form, using our financial calculators, or communicating with our team through any channel, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
These Terms apply to all visitors, users, and clients — whether you are browsing our website as a prospective client, an existing client receiving distribution services, or a third party accessing our publicly available content.
If you are entering into these Terms on behalf of an entity (such as a company, HUF, or trust), you represent that you have the authority to bind that entity to these Terms, and references to "you" shall refer to that entity.
Our Services
Peacock Wealth Management Private Limited (CIN: U70200TN2025PTC183556) is a financial and management consultancy firm and an AMFI-registered Mutual Fund Distributor (ARN: 358407). We provide the following categories of services in accordance with our Memorandum of Association (MOA Clause 3):
- Financial planning, distribution services and wealth management
- Tax consultancy (individual, corporate, GST) and tax planning
- Insurance planning, retirement planning, estate planning
- Asset allocation guidance and portfolio management guidance
- Management consultancy services
Eligibility
Services are available to individuals aged 18 years and above and legally constituted entities. By engaging, the client confirms legal capacity to contract under the Indian Contract Act, 1872.
Client Obligations
To engage our services effectively and in accordance with applicable regulations, all clients are required to:
- Provide accurate, complete and current information and KYC documents
- Complete KYC as required by RBI, AMFI or other applicable regulations
- Notify us promptly of material changes in financial circumstances or investment objectives
- Not use our services for money laundering, tax evasion, fraud or any unlawful purpose
- Maintain confidentiality of our reports, models and proprietary materials
Fees & Payments
All fees are agreed and disclosed in writing before any work commences. Invoices are issued by Peacock Wealth Management Private Limited (PAN: AAQCP1061R) and are subject to GST at applicable rates.
- All fees are agreed and disclosed in writing before work commences
- Fees are subject to GST (GSTIN: 33AAQCP1061R1ZW) at applicable rates
- Invoices are issued by Peacock Wealth Management Private Limited (PAN: AAQCP1061R)
- Overdue balances attract interest at 18% per annum from the due date
- No refund for guidance sessions already conducted
Website Use
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use our website for personal, non-commercial purposes in accordance with these Terms. This licence does not include the right to:
- Copy, reproduce, republish, or redistribute any content from our website without prior written permission
- Use any data mining, robots, scraping, or similar data gathering tools on our website
- Attempt to gain unauthorised access to any part of our website, servers, or systems
- Use our website for any fraudulent, illegal, or unauthorised purpose
- Post, upload, or transmit any malicious code, viruses, or harmful content
- Frame or embed our website within another website without permission
- Remove any copyright, trademark, or proprietary notices from our content
We reserve the right to terminate or restrict your access to our website at any time, without notice, for any reason — including if we believe you are in breach of these Terms or any applicable law.
Financial Calculators: The financial calculators on our website (SIP, EMI, SWP, MTF, Step Up SIP, etc.) are provided as educational and planning tools only. Results are mathematical estimates based on user-entered assumptions and are not financial guidance, investment recommendations, or guarantees of returns. Please read the disclaimer on each calculator page carefully.
Intellectual Property
All content on the Peacock Wealth Management website — including but not limited to text, articles, research reports, market analyses, financial calculators, logos, graphics, images, videos, design elements, and the underlying code — is the exclusive intellectual property of Peacock Wealth Management and is protected under Indian copyright law, trademark law, and other applicable intellectual property laws.
You may share links to our website and reference our publicly available content for non-commercial, educational purposes, provided you clearly attribute the content to Peacock Wealth Management and do not misrepresent it in any way.
Any commercial use, republication, or distribution of our content — including our research reports, blog articles, and market analyses — without our prior written consent is strictly prohibited and may result in legal action.
The Peacock Wealth Management name, logo, and brand identity are registered trademarks. Unauthorised use of our trademarks is prohibited.
Investment Risk Disclaimer
Limitation of Liability
Our aggregate liability for any claim is limited to fees paid in the 12 months preceding the claim, to the maximum extent permitted by applicable Indian law. We are not liable for losses from market movements or the client's own investment decisions.
Indemnification
You agree to indemnify, defend, and hold harmless Peacock Wealth Management and its directors, officers, employees, agents, and specialists from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising from or relating to:
- Your breach of any provision of these Terms
- Your use of our website or services in violation of any applicable law or regulation
- Your violation of the rights of any third party, including intellectual property rights
- Any inaccurate, false, or misleading information you have provided to us in the course of engaging our services
- Any claim arising from your failure to comply with applicable KYC, AML, or other regulatory requirements
Termination
Either party may terminate on 30 days written notice. We may terminate immediately for breach of these Terms, non-payment, or if continuing the engagement would violate applicable law.
Governing Law
These Terms are governed by Indian law. Disputes are subject to the exclusive jurisdiction of courts in Chennai, Tamil Nadu.
Both parties agree to attempt good-faith resolution before initiating formal proceedings. If unresolved, disputes may be escalated to the National Consumer Helpline (1800-11-4000) or the Consumer Disputes Redressal Commission under the Consumer Protection Act, 2019.
Changes to These Terms
We reserve the right to modify these Terms at any time to reflect changes in our services, applicable laws and regulations, or our business practices. When we make material changes, we will:
- Update the "Last Updated" date at the top of this document
- Notify existing clients by email where changes materially affect their guidance relationship with us
- Post a prominent notice on our website for a reasonable period following any material update
Your continued use of our website or services after any amendments to these Terms constitutes your acceptance of the updated Terms. If you do not agree to the updated Terms, you should cease using our services and notify us in writing of your intention to terminate your guidance relationship.
We recommend bookmarking this page and reviewing it periodically, especially if you are an existing client receiving distribution services from us.
Contact Us
If you have any questions about these Terms and Conditions, wish to seek clarification on any provision, or need to communicate with us regarding your rights under these Terms, please contact us using the details below.
For all queries related to these Terms and Conditions or your rights as a client, please contact us using the details below. We aim to respond to all legal enquiries within 5 business days.
ARN: 358407
PAN: AAQCP1061R
Regulatory & Legal Compliance
Prevention of Money Laundering Act, 2002 (PMLA)
By using our services, you acknowledge and agree to comply with applicable Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) requirements under the Prevention of Money Laundering Act, 2002. You agree to provide accurate and complete KYC documentation as required and confirm that funds used for any financial transactions facilitated through us are from legitimate sources. We reserve the right to suspend or terminate services where there is a reasonable suspicion of money laundering activity, and to report such activity to the Financial Intelligence Unit – India (FIU-IND) as required by law.
Digital Personal Data Protection Act, 2023 (DPDPA)
The collection, processing, and storage of your personal data by Peacock Wealth Management is governed by the Digital Personal Data Protection Act, 2023. By accessing our website or using our services, you provide your consent to the processing of your personal data as described in our Privacy Policy. You have the right to withdraw your consent at any time, request access to or correction of your personal data, and raise grievances regarding data processing, subject to applicable legal obligations and retention requirements.
Information Technology Act, 2000 (IT Act)
Use of this website is subject to the provisions of the Information Technology Act, 2000 and its associated rules, including the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021. Peacock Wealth Management acts as an intermediary in facilitating access to financial products and services. We are not liable for third-party content, actions, or omissions to the extent permissible under applicable law. Electronic records and communications on this platform constitute legally binding agreements under the IT Act.
Governing Law & Jurisdiction
These Terms & Conditions are governed by the laws of India. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu, India.