🛡️POSP — Prudent Corporate Advisory Services

Health & General
Insurance

We offer health and general insurance products as a POSP through our association with Prudent Corporate Advisory Services, assisting clients in accessing suitable protection solutions tailored to their needs.

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Prudent Corporate Advisory Services
Peacock Wealth Management acts as a Point of Salesperson (POSP) in association with Prudent Corporate Advisory Services to facilitate insurance product access for our clients.
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Service Disclosure: Peacock Wealth Management offers health and general insurance products as a Point of Salesperson (POSP) through our association with Prudent Corporate Advisory Services. We assist clients in accessing suitable protection solutions. Insurance products are subject to terms, conditions, and underwriting by the respective insurance companies. Please read all policy documents carefully before purchasing.

About This Service

Protection That Fits Your Life

At Peacock Wealth Management, we believe that comprehensive wealth management is incomplete without robust risk protection. Insurance is the foundation on which all wealth strategies are built — it ensures that the wealth you build is never devastated by an unexpected event.

Through our role as a POSP in association with Prudent Corporate Advisory Services, we are authorised to offer a range of health and general insurance products to our clients. Our team understand your complete financial picture — and are uniquely positioned to recommend insurance coverage that genuinely fits your needs, not just a standard off-the-shelf plan.

Whether you need comprehensive health coverage for your family, motor insurance for your fleet, or property protection for your business premises — we facilitate access to the right products with the same care and rigour we apply to all our facilitation services.

Our POSP Partnership
Prudent Corporate Advisory Services

Prudent Corporate Advisory Services is one of India's leading mutual fund and insurance distribution platforms, providing technology-enabled access to a wide range of financial and insurance products. Peacock Wealth Management operates as an authorised POSP under this association to facilitate insurance product access for our clients.

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Needs-Based Advisory

We assess your complete risk exposure — health, property, vehicles, business, and life — before facilitating access to suitable insurance products. Our advisory is driven by your needs, not product targets.

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Integrated Wealth & Protection

As your AMFI-registered Mutual Fund Distributor, we integrate your insurance coverage with your broader wealth strategy — ensuring protection and growth work together seamlessly.

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Multi-Insurer Access via Prudent

Through our POSP association with Prudent Corporate Advisory Services, we can facilitate access to products from multiple leading insurance companies — giving you genuine choice and comparison.

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Ongoing Client Support

Our relationship doesn't end at policy issuance. We remain available for policy queries, renewal reminders, and claims guidance throughout the tenure of your coverage.

Protection Solutions

Health & General Insurance Products We Facilitate

Through our POSP association with Prudent Corporate Advisory Services, we assist clients in accessing a broad range of insurance protection products.

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Health Insurance

Comprehensive medical coverage for individuals, families, and senior citizens — ensuring healthcare costs never compromise your financial wellbeing.

  • Individual and family floater plans
  • Senior citizen health coverage
  • Super top-up and critical illness plans
  • Cashless hospitalisation at major hospitals
  • Tax benefit under Section 80D
80D Tax Benefit Available
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Motor Insurance

Third-party and comprehensive cover for cars, two-wheelers, and commercial vehicles — including zero-depreciation and roadside assistance add-ons.

  • Third-party liability (mandatory cover)
  • Comprehensive own-damage cover
  • Zero-depreciation add-on available
  • Engine protection and consumables cover
  • Cashless repair at network garages
Mandatory Compliance
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Property Insurance

Protect your home and commercial properties against fire, natural disasters, theft, and structural damage — for both residential and business premises.

  • Standard fire and special perils cover
  • Burglary and theft protection
  • Earthquake and flood coverage
  • Home contents and valuables cover
  • Commercial property and office cover
Residential & Commercial
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Travel Insurance

Domestic and international travel protection — covering medical emergencies, trip cancellations, baggage loss, and personal liability during travel.

  • International and domestic travel plans
  • Emergency medical coverage abroad
  • Trip cancellation and curtailment
  • Lost baggage and passport coverage
  • Student and senior travel plans
Domestic & International
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Personal Accident Insurance

Financial protection for you and your family in the event of accidental death, permanent disability, or temporary disability resulting from an accident.

  • Accidental death benefit
  • Permanent total and partial disability
  • Temporary total disability income
  • Hospital daily allowance
  • Individual, family, and group plans
Individual & Group Plans
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Commercial Insurance

Protection for business owners — covering commercial premises, equipment, stock, employee liabilities, and business interruption events.

  • Shop owners and office insurance
  • Stock and inventory protection
  • Workmen's compensation (Employer's liability)
  • Business interruption cover
  • Professional indemnity solutions
Business & Commercial
Our Approach

How We Assist You

As a POSP facilitating insurance access through Prudent Corporate Advisory Services, our role is to guide you to the right product — simply, transparently, and without conflict.

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Risk Assessment

We begin by understanding your complete risk profile — your family structure, existing coverage, lifestyle, assets, health history, and financial goals. This ensures the insurance we facilitate is genuinely suitable for your situation, not just a standard recommendation.

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Product Selection Guidance

With access to multiple insurance products through Prudent Corporate Advisory Services, we guide you through the relevant options — explaining the key differences in coverage, exclusions, premiums, and claim processes — so you can make an informed decision.

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Application Facilitation

We assist you through the insurance application and onboarding process — helping with proposal forms, documentation requirements, medical disclosures, and KYC requirements — making the process as smooth and clear as possible.

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Renewal & Review Support

Insurance needs evolve as life changes. We proactively remind you of upcoming renewals and periodically review your coverage to ensure it remains adequate as your family grows, your assets increase, and your health needs change over time.

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Important Disclosures

Regulatory information and service disclosures regarding our insurance facilitation role

Our Role
Peacock Wealth Management acts as a Point of Salesperson (POSP) in the facilitation of health and general insurance products. We are not an insurance company or an insurance broker. Insurance products are underwritten by the respective insurance companies.
POSP Association
We operate as a POSP through our association with Prudent Corporate Advisory Services, an IRDAI-registered insurance distribution platform. All insurance transactions are facilitated under this association.
Distributor / Facilitatory Separation
Our AMFI-registered distribution and facilitation services and our POSP insurance facilitation are separate activities. Investment advice and insurance facilitation are maintained as distinct services in compliance with applicable regulations.
Client Suitability
We assist clients in accessing suitable protection solutions based on their stated requirements. Clients are advised to read all policy documents, terms, conditions, and exclusions carefully before purchasing any insurance product.
Regulatory Compliance
Insurance products and our facilitation activities are regulated by IRDAI (Insurance Regulatory and Development Authority of India). For regulatory queries, visit www.irdai.gov.in.
Claims Process
Claims for all insurance products are processed directly between the policyholder and the insurance company. Peacock Wealth Management provides guidance and support in the claims process but does not have direct authority over claim settlements.
Full Service Disclosure

"We offer health and general insurance products as a POSP through our association with Prudent Corporate Advisory Services, assisting clients in accessing suitable protection solutions."

Peacock Wealth Management is a AMFI-registered Mutual Fund Distributor . Our insurance facilitation activities are conducted separately under our POSP registration through Prudent Corporate Advisory Services. All insurance products are subject to IRDAI regulations and the terms, conditions, and exclusions of the respective insurance policies. Premiums and coverage terms are determined by the insurance companies and are subject to change. Past claim settlement ratios are not indicative of future performance. Clients are advised to read all policy-related documents carefully before making a purchase decision.

Common Questions

Frequently Asked Questions

What does it mean that you are a POSP?+

A Point of Salesperson (POSP) is an IRDAI-authorised insurance distribution channel. As a POSP through Prudent Corporate Advisory Services, we are authorised to facilitate the purchase of specified health and general insurance products on behalf of our clients. We act as an intermediary — helping you select and access the right product — but the insurance policy itself is issued by the insurance company.

Which insurance companies' products can you facilitate?+

Through our association with Prudent Corporate Advisory Services, we can facilitate products from leading IRDAI-registered insurance companies across health, motor, property, travel, and personal accident categories. Please contact us directly for a current list of insurance company partners available through this association.

Is there a tax benefit on health insurance premiums?+

Yes. Health insurance premiums qualify for tax deduction under Section 80D of the Income Tax Act. You can claim up to ₹25,000 for yourself and family (₹50,000 if you are a senior citizen), and an additional ₹25,000–₹50,000 for premiums paid towards your parents' health insurance. Please consult your tax advisor for your specific entitlement based on your income and tax situation.

How is this different from going directly to an insurance company?+

When you approach us, you benefit from needs-based advisory — we assess your existing coverage, risk profile, and financial situation before facilitating access to suitable products. We can compare options across multiple insurers available through Prudent and guide you to what suits you best. Going directly to an insurer means you evaluate only their products without independent guidance. There is no additional cost to you for accessing products through us — premiums are the same as purchasing directly.

Can you assist with claims if I purchase through you?+

While claims are processed directly between you and the insurance company, our team provides guidance and support throughout the claims process — helping you understand documentation requirements, following up with the insurer, and ensuring you know your rights as a policyholder. Claims settlement authority ultimately rests with the insurance company, not with us.

Do I need to be an existing wealth management client to access insurance through you?+

No. Our insurance facilitation services are available to all eligible individuals, whether or not you are currently a wealth management client. However, as existing clients already have an client relationship with us, we are better positioned to recommend insurance coverage that truly complements your complete financial profile. We welcome all enquiries — please contact us to discuss your protection needs.

Take the Next Step

Review your protection coverage today.

Speak with our team about the right health and general insurance for your family, assets, and business — accessed through Prudent Corporate Advisory Services.

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